Empower Your Home Financing
Expert Mortgage Advice for Your Financial Needs
Allstream Mortgage by William Allaye-Chan is your trusted partner in securing the best financing solutions for your home purchase, refinance, and mortgage renewals. We are committed to empowering homeowners to make informed decisions and achieve their financial goals through expert guidance and personalized strategies.
Special Mortgage Rate
5 Year Fixed as low as 3.94%
3 Year Adjustable Rate Mortgage as low as 3.69%
• Offer is subject to qualifications and promotion can be withdrawn at anytime
Let’s chat about how this fits into your financing strategy.
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Our Mission
Empowering Homeowners
We believe mortgage and personal finance should work together. Many consumers receive advice addressing only part of their financial needs, but we help you understand mortgage finance, meet immediate goals, and prepare for the future. Our strategies reduce debt over time, giving you a clearer financial outlook.
With 25+ years of experience in finance and banking, we negotiate optimal credit decisions and mortgage terms. Our flexible hours and meeting locations provide convenience, saving you time while delivering expert guidance.
Whether the application is complex or straight forward qualifications, our experience and resources will help you land a credit decision quicker than shopping Bank-to-Bank (or Credit Union-to-Credit Union). Furthermore, our timely insights reduce the stress of buying a home or refinancing, ensuring you feel in control rather than rushed by lender requirements.
With numerous lenders offering varied financing terms, we help you find the best options while avoiding potential pitfalls. Many homeowners commit to mortgage terms that don’t align with their needs—we ensure your mortgage truly fits you and your family.
Some homeowners value interest rate certainty, while others need flexibility for principal repayment, portability, or re-amortization. We help you make informed decisions to avoid costly penalties during your mortgage term.
Choosing us means working with licensed professionals who integrate mortgage finance with cash management, risk protection, and estate planning. Our network of licensed experts ensures personalized strategies will support your long-term financial health.
We go beyond financing transactions—our expertise helps you secure the right mortgage now and plan for the years ahead. Visit our Resource page for valuable insights.
Mortgage Solutions
Discover Our Services
Personalized Strategies
When refinancing your mortgage, it’s crucial to reassess your relationship with your lender while considering your financing needs and any potential changes—such as moving during the locked-in period or other reasons that may lead to early termination. Mortgage prepayment provisions and associated penalty charges vary from lender to lender, and some lenders may refund prepayment penalties under the portability feature of a mortgage. However, lender policies differ, making comparative shopping essential.
Seeking professional advice is key to understanding and comparing offers so you can make an informed decision that saves you money in the long run.
Let an experienced mortgage broker, backed by a major brokerage firm, help you secure the maximum mortgage amount at a competitive interest rate—with terms that position you for success.
If you are considering a Reverse Mortgages or want to know more, I can help confirm and arrange the financing that is a good fit for you.
Home Purchase Financing
Buying a property is a significant investment that requires careful research and market analysis to align with the buyer's needs. Financing a property purchase is no different.
A knowledgeable Mortgage Broker who understands the purchaser's requirements can be instrumental in securing financing. With expertise in various lenders' mortgage offerings, a broker can efficiently match borrowers with suitable options. More importantly, a well-connected Mortgage Broker can leverage their network to negotiate the best possible rates for the borrower.
Given the often tight timeline to finalize an accepted offer, buyers benefit from a Mortgage Broker who anticipates potential challenges and navigates the process proactively.
For your important purchase, trust Mortgage Architechs - A Better Way Group to negotiate favorable mortgage terms and guide you every step of the way.
Mortgage Renewal & Refinancing
After speaking with your financial institution lender, you may feel that your renewal offer is missing something. It's not uncommon for existing mortgage clients to notice that banks and lenders often present more attractive offers to new mortgage customers.
The mortgage industry is highly competitive, with banks, credit unions, insurance companies, and monoline lenders all vying for new business. As a result, borrowers frequently switch lenders when significant advantages—such as better rates, improved service, greater flexibility, or enhanced privileges—lead to meaningful cost savings.
An experienced mortgage broker with access to nearly 50 lenders, including major banks and credit unions, can help you find a lender that truly meets your needs. When we shop for you, we leverage our firm's referral volume to secure top interest rates. In other words, our strong relationships with lenders give you access to the most attractive offers.
Service
Why Choose Us
At Mortgage Architects - A Better Way Group, we prioritize client well-being and offer customized mortgage plans to meet individual needs. Our team ensures your financial security and success in home financing, providing reliable and compassionate support.
Expert Mortgage Guidance
Feeling like your banker’s advice fell short?
It’s a common experience—bankers juggle many responsibilities, and mortgage financing is just one of them.
As a dedicated Mortgage Advisor, my focus is solely on real estate financing. Backed by professional certification and decades of experience, I provide clear, strategic advice tailored to your goals.
I build lasting relationships founded on trust, helping you achieve financial confidence in every property decision.
Professional Network
Backed by Mortgage Architects – A Better Way Group,
I have direct access to top-tier mortgage professionals and resources, allowing me to secure competitive deals for my clients. The platform offers exceptional service and fast turnaround times for prompt decisions.
Personalized Approach
With decades in financing, I prioritize listening to truly understand my clients’ needs. I provide timely advice with a focus on both present goals and future plans—because mortgage financing and financial planning work best together.
No Bankers hours, just dedicated professional service and qualified advice.
Real Success Stories
“I want to thank-you for all of the energy and creativity you have shown in helping my life plan unfold.”
Ruthann S.
Health Care Professional
“Thank you so much for your help in getting my home. It was a very easy ending to a long hard struggle.”
L. MacDonald
Commercial Artist
“The ability to build relationships with members and stakeholders has long underscored BC Credit Union's many success and William's epitomizes effective relationship building. His patience and kindness has resulted in the loyalty of members and referrals from their friends and family to the Credit Union. He consistently offers exceptional service through listening, supporting and caring for his members. Always looking to go the extra mile, William strives to create exceptional experience for all Credit Union members.”
2005 Credit Union Recognition Award for Relationship Building
Our Team Partnerships
We respect your trust and you can count on us and our industry partners for exceptional service.
When you choose us, you can expect prompt, expert advice and dedicated service from a licensed professional with over 25 years of experience in financing. Through our strong partnerships, we provide access to a wide range of competitively priced lending products, on par with the offerings of major stakeholders in the industry. Our business model is designed to deliver high-quality guidance and service, ensuring our clients receive advantageous interest rates and mortgage terms. With our Prime Lenders covering the cost of our services, you benefit immediately from professional advice—while securing long-term financial advantages for the future.
William Allaye-Chan
In Partnership with
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Serving Vancouver Lower Mainland with over 50 Years of Experience and Over $500 Million in Mortgages Funded
Providing customized mortgages, expert advice and tailored solutions across British Columbia
Lending Institutions
With access to 50+ lenders, including banks, credit unions, and trusts, we offer diverse mortgage solutions, including special programs for business owners, retirees, and unique borrowers.
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Mortgage Architects, founded in 2006, is a leading Canadian mortgage brokerage with 1,500+ professionals and offices in Mississauga, Vancouver, Calgary, Laval, and Halifax. Known for its top-tier service, it specializes in tailored mortgage solutions for homeowners.