Many homeowners and homebuyers face rising costs when purchasing or building a new home. The Canada Mortgage and Housing Corporation (CMHC) offers a program called Eco Plus that helps reduce mortgage insurance premiums for energy-efficient homes. If you bought a Step Code 3 home built after 2023, you may qualify for a 25% premium refund through this program. This post explains how CMHC Eco Plus works and guides you through the application process for the refund. Energy-effic

Buying a home is one of the most significant financial decisions you will make. For many, securing the right mortgage is a crucial step in this journey. Among the various options available, a fixed mortgage offers a sense of stability and predictability that can be very reassuring. I want to share why understanding the fixed mortgage benefits can help you make a confident choice for your home financing needs. Why Fixed Mortgage Benefits Matter for Homeowners When you commit t

Renovating a home is an exciting journey. It’s a chance to transform your living space into something that truly reflects your style and needs. But, as many homeowners know, renovations can also be costly and complex. That’s why understanding your mortgage options for renovations is crucial. With the right financial tools, you can make your dream home a reality without unnecessary stress. In this post, I’ll walk you through smart renovation mortgage financing tips tailored fo